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Two-wheeler insurance is the coverage provided by the insurance company to the bike/ motorcycle or its rider against damages that may occur due to accident, theft, or natural disaster. Insurance for your bike may save you from the phenomenal costs arising due to any misfortunate happenings. Two-wheeler insurance offers protection to vehicles of all types i.e. personal, commercial, or mixed.
Indian roads are infamous for potholes and unpaved surfaces causing accidents and damages to the bike as well as the rider. Thus, a financial cover is mandatory to drive your bike/motorcycle on Indian roads. Two-wheeler insurance acts as a financial protector against damage to the vehicle, damage to third party property, injury to a rider, or any third person.
In misfortunate situations where the policyholder suffers partial or permanent disability or dies in the accident, the insurer pays a sum assured up to Rs. 1 lakh.
Financial security provided by the insurance company gives you relief in the financial aspect in case of any damage or theft of the vehicle.
With so much uncertainty on Indian roads, you can meet with unexpected events any day. With legal coverage, you can protect yourself from issues such as fines and penalties.
Peace is what we all are looking for. In worst-case scenarios like bike damage or theft, two-wheeler insurance can be just what you need to provide you peace of mind.
Two-Wheeler Insurance provides financial security in case of damages caused by/to the vehicle or the policyholder by the insurance company.
There are two types of coverage offered under our Two-Wheeler Insurance Policy which are as follows:
Add an optional cover to your comprehensive two-wheeler insurance with an extra premium cost to ensure maximum security for you and your vehicle.
Depreciable parts like rubber, plastic, metal, etc. are not covered under comprehensive insurance. It does not pay the complete repair or replacement cost of your bike’s depreciable parts. At the time of claim, this cost is deducted which is to be borne by you. This add-on covers the full cost of replacement or repair for depreciable parts except for tubes and tires
Any damage incurred in the engine is not covered in the comprehensive insurance. Damage in the engine can occur due to leakage of lubricants, water clogging, or ingressions, etc. which can be protected with this add-on a cover. Repair or replacement of pistons, gearbox, shafts, connecting rods, etc. is also covered under the additional coverage.
Choosing the best coverage provider for your vehicle can be a tough task which is simplified by Policy Ghar. Choose your two-wheeler insurer from Policy Ghar and get the following benefits: